{"posts": [{"category": "AUSTRAC Updates", "created_at": "2026-06-01T13:43:36Z", "created_by_email": "haris@amlhive.com.au", "current_version": 1, "date": "2026-06-01", "excerpt": "AUSTRAC has moved from reform warnings to starter kits, dated expectations and sector guidance. For real estate agencies, Tranche 2 is now an operating deadline.", "hero_image_path": "posts/austrac-tranche-2-more-sectors-bigger-market/hero.jpg", "published": true, "read_time_min": 6, "slug": "austrac-tranche-2-more-sectors-bigger-market", "title": "AUSTRAC Tranche 2: More Sectors, Bigger Market, Less Time", "updated_at": "2026-06-01T13:43:36Z", "updated_by_email": "haris@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-05-28T09:00:00Z", "created_by_email": "haris@amlhive.com.au", "current_version": 2, "date": "2026-07-11", "excerpt": "A practical, source-backed guide for Australian real estate businesses that need to enrol with AUSTRAC by 29 July 2026, with next steps.", "hero_image_path": "posts/austrac-29-july-enrolment-deadline/hero.jpg", "published": true, "read_time_min": 5, "slug": "austrac-29-july-enrolment-deadline", "title": "29 July AUSTRAC Enrolment Guide for Real Estate", "updated_at": "2026-07-11T13:22:18.139145Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-05-22T09:00:00Z", "created_by_email": "haris@amlhive.com.au", "current_version": 2, "date": "2026-07-08", "excerpt": "What real estate businesses need to know about appointing an AML/CTF Compliance Officer, eligibility, records and current AUSTRAC notification timing.", "hero_image_path": "posts/compliance-officer-myth/hero.jpg", "published": true, "read_time_min": 6, "slug": "compliance-officer-myth", "title": "AML/CTF Compliance Officer for Real Estate", "updated_at": "2026-07-11T13:28:15.226862Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Sanctions & Screening", "created_at": "2026-05-13T09:00:00Z", "created_by_email": "haris@amlhive.com.au", "current_version": 2, "date": "2026-07-10", "excerpt": "How Australian sanctions rules affect real estate services, what to do with a potential match, and where to find current DFAT guidance.", "hero_image_path": "posts/dfat-criminal-penalties/hero.jpg", "published": true, "read_time_min": 6, "slug": "dfat-criminal-penalties", "title": "DFAT Sanctions for Real Estate: Key Steps", "updated_at": "2026-07-11T13:28:48.430150Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Market Research", "created_at": "2026-05-08T09:00:00Z", "created_by_email": "haris@amlhive.com.au", "current_version": 1, "date": "2026-05-08", "excerpt": "I spent three weeks calling independent real estate agency principals. Some barely had time. Here\u2019s what they actually said \u2014 verbatim, anonymised, with permission.", "hero_image_path": "posts/what-14-principals-said/hero.jpg", "published": true, "read_time_min": 5, "slug": "what-14-principals-said", "title": "What 14 agency principals actually told me about AUSTRAC Tranche 2", "updated_at": "2026-05-08T09:00:00Z", "updated_by_email": "haris@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-07-06T12:58:05.120377Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-06", "excerpt": "Australian real estate agencies that first provide a designated service from 1 July 2026 must apply to enrol with AUSTRAC by 29 July 2026. Here is a practical action plan for principals.", "hero_image_path": "posts/29-july-austrac-enrolment-action-plan/hero.jpg", "published": true, "read_time_min": 6, "slug": "29-july-austrac-enrolment-action-plan", "title": "29 July AUSTRAC enrolment: a practical action plan for real estate agencies", "updated_at": "2026-07-06T12:58:05.120377Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "KYB & Entity Verification", "created_at": "2026-07-06T12:58:07.512839Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-06-18", "excerpt": "When you verify a company or trust in AMLHive, the system picks Simplified, Standard, or Enhanced CDD for you \u2014 no manual selection. Here is the exact routing table, which entity types are exempt from director screening under AUSTRAC rules, and what each outcome means for your audit trail.", "hero_image_path": "posts/kyb-entity-cdd-routing/hero.jpg", "published": true, "read_time_min": 6, "slug": "kyb-entity-cdd-routing", "title": "How AMLHive routes entity KYB to the right CDD tier \u2014 automatically", "updated_at": "2026-07-06T12:58:07.512839Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-07-06T12:58:08.371161Z", "created_by_email": "admin@amlhive.com.au", "current_version": 2, "date": "2026-07-09", "excerpt": "Learn how AUSTRAC's designated-service rules apply to real estate businesses, what to check before enrolment, and how to record a scope decision.", "hero_image_path": "posts/tranche-2-compass-real-estate/hero.jpg", "published": true, "read_time_min": 6, "slug": "tranche-2-compass-real-estate", "title": "Real Estate AML/CTF: Are You Covered?", "updated_at": "2026-07-11T13:02:44.460664Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-07-11T09:27:00.907033Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-10", "excerpt": "AUSTRAC's real-estate risk indicators help agencies recognise when a property matter needs closer review, documented escalation or customer checks.", "hero_image_path": "posts/real-estate-amlctf-risk-indicators/hero.jpg", "published": true, "read_time_min": 7, "slug": "real-estate-amlctf-risk-indicators", "title": "Real Estate AML/CTF Risk Indicators: What to Review", "updated_at": "2026-07-11T09:27:00.907033Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-07-12T14:17:58.048458Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-12", "excerpt": "Independent evaluations now cover your whole AML/CTF program. Learn the three-year floor, first-evaluation transition and practical steps for agencies.", "hero_image_path": "posts/amlctf-independent-evaluation-real-estate/hero.jpg", "published": true, "read_time_min": 6, "slug": "amlctf-independent-evaluation-real-estate", "title": "Independent AML/CTF Evaluations: What Agencies Need To Know", "updated_at": "2026-07-12T14:17:58.048458Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-07-12T14:21:32.248141Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-13", "excerpt": "A hypothetical real estate settlement scenario showing how to assess unusual third-party funds, manage the SMR clock and avoid tipping off.", "hero_image_path": "posts/smr-mid-settlement-scenario-real-estate/hero.jpg", "published": true, "read_time_min": 6, "slug": "smr-mid-settlement-scenario-real-estate", "title": "An SMR Mid-Settlement Scenario: What Happens Next?", "updated_at": "2026-07-12T14:21:32.248141Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-07-16T13:12:38.332966Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-16", "excerpt": "How real estate agencies can reduce ID-document handling, protect client privacy and keep AML/CTF decisions human-led as PropTech evolves.", "hero_image_path": "posts/verify-more-store-less-real-estate-trust-stack/hero.jpg", "published": true, "read_time_min": 8, "slug": "verify-more-store-less-real-estate-trust-stack", "title": "Verify More, Store Less: Real Estate's New Trust Stack", "updated_at": "2026-07-17T10:29:18.092429Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-07-20T04:42:13.603957Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-20", "excerpt": "A practical readiness guide for real estate agencies using AUSTRAC's new reporting forms, from internal escalation to controlled evidence and review.", "hero_image_path": "posts/new-austrac-smr-form-real-estate-readiness/hero.jpg", "published": true, "read_time_min": 7, "slug": "new-austrac-smr-form-real-estate-readiness", "title": "New AUSTRAC SMR Form: Real Estate Readiness", "updated_at": "2026-07-20T04:42:13.603957Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-07-22T07:11:36.416543Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-22", "excerpt": "AUSTRAC guidance on existing real-estate customers: when initial CDD may be required and what agencies must monitor after 1 July.", "hero_image_path": "posts/existing-customers-cdd-after-1-july/hero.jpg", "published": true, "read_time_min": 6, "slug": "existing-customers-cdd-after-1-july", "title": "Existing Customers and CDD After 1 July", "updated_at": "2026-07-22T07:11:36.416543Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-07-25T07:32:34.277887Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-24", "excerpt": "AUSTRAC's real estate starter kit changed in 2026. Here are the updates agencies should review in their AML/CTF program.", "hero_image_path": "posts/austrac-real-estate-starter-kit-v1-1/hero.jpg", "published": true, "read_time_min": 6, "slug": "austrac-real-estate-starter-kit-v1-1", "title": "AUSTRAC Real Estate Starter Kit: What Changed?", "updated_at": "2026-07-25T07:33:11.837723Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-07-30T04:44:53.580569Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-07-30", "excerpt": "29 July has passed. Here is a practical next-step checklist for Australian real estate agencies: enrolment, CDD, reporting and records.", "hero_image_path": "posts/after-29-july-real-estate-amlctf-next-steps/hero.jpg", "published": true, "read_time_min": 6, "slug": "after-29-july-real-estate-amlctf-next-steps", "title": "29 July Has Passed: Your Next AML/CTF Steps", "updated_at": "2026-07-30T04:44:53.580569Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "Compliance Basics", "created_at": "2026-08-08T12:53:17.560622Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-08-07", "excerpt": "AUSTRAC requires personnel due diligence on everyone in an AML/CTF role, not just agents. See what to check, when, and what a real example got wrong.", "hero_image_path": "posts/personnel-due-diligence-real-estate/hero.jpg", "published": true, "read_time_min": 6, "slug": "personnel-due-diligence-real-estate", "title": "Personnel Due Diligence for Real Estate Agencies", "updated_at": "2026-08-08T12:53:17.560622Z", "updated_by_email": "admin@amlhive.com.au"}, {"category": "AUSTRAC Updates", "created_at": "2026-08-10T00:51:41.692776Z", "created_by_email": "admin@amlhive.com.au", "current_version": 1, "date": "2026-08-10", "excerpt": "AUSTRAC's redesigned SMR and TTR forms went live 1 July 2026 - simpler overall, with more structured beneficial-ownership, trust and online-activity detail.", "hero_image_path": "posts/austrac-updated-smr-ttr-forms-real-estate/hero.jpg", "published": true, "read_time_min": 5, "slug": "austrac-updated-smr-ttr-forms-real-estate", "title": "AUSTRAC's Updated SMR/TTR Forms for Real Estate", "updated_at": "2026-08-10T00:51:41.692776Z", "updated_by_email": "admin@amlhive.com.au"}], "version": 1}